Insurance
With the law Hamon, you can now cancel your insurance at any time after one year without any reason!
The entry into force of the law on Consumption will have a favarable financial impact on the insurance market in the medium to long term. The measure has already had the effect of increasing competition among insurers; The more they are compared,the more companies will have to offer more attractive offers to continue to attract new customers. The market is therefore likely to undergo a profound change, which is already noticeable. The French are now more confident in their connected device screens to understand the language of insurance. The law on Consumption offers them another opportunity to examine their contracts to regain control of their finances. This is where LaRentrée.com, an free and easy to use participatif online insurance and price comparison and advice site, helps all of us, as we are resolutely on the side of the consumer.
The law on Consumption is not retroactive: contracts of more than one year can be cancelled at any time after 1 January 2016. Until then, consumers must wait until the renewal or expiry date of their contract in 2015 .
Every insured person who changes his contract under the law on Consumption will automatically be refunded by his former insurer for months for which he has already paid his dues. And in order to avoid periods without insurance, the new insurer has the responsibility to ensure the continuity of the contract.
2015 - The law on Consumption, called "the Hamon law" came in force on January 1, 2015, and allows people to simply terminate their car, motorcycle or home insurance at any time after one year. Even better, termination processes, which are now much simpler, costs are now fully borne by, and handled by, the new insurer. Car insurance, motorcycle and home insurance are included in the scope of the law on consumption, as are loan and credit insurance (which can be cancelled the first year only for a cheaper contract or for better guarantees) and other insurance (extensions to insurance on goods or services already provided, now cancellable 14 days after purchase, - for example: phone insurance, insurance on electrical appliances, ...). Health and funeral insurance, as well as insurance for animals, campers, cars/drivers without a permit or license, and travel insurance are not affected by the law on consumption.
But before changing insurance, it is best to compare the offers of the market and find a policy better suited to one's needs through honest comparison and thanks to the good advice of LaRentrée.com and its members, yuo have come to the right place. This is the key to saving money. Once the new contract is signed, the consumer only has to accept the warrant authorizing the new insurer to take care of all termination procedures. A month later, the old contract is broken and the new one can take effect immediately. If the insured had paid his dues for the year, then it is refunded pro rata.
Registered letter? Termination Fee? Expiration date of the contract ?, etc. In reality, all these formalities are now obsolete; and it is herein that lies the great advantage of the new law on consumption.
coming soon ... affairs, and advice and guidance!
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